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Mortgage Loan Calculator Excel Spreadsheet

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Published at Sunday, June 20th 2021, 10:46:00 AM. Calculator Spreadsheet. By Caitlin Carr.

I get a great feeling every time I achieve a goal, whether I made it a week ago, or 5 years ago. There comes a certain satisfaction when you reach a successful point in your life. Making goals is critical for a fulfilling life. When it comes to finance, if you want to successfully plan your money, you need to make goals. I love spreadsheets. I use them for everything I can and every kind of organization. I, honestly, dont know what I would do without them or what how I used to cope before I first discovered them. I use a spreadsheet to balance my checkbook, to manage my business expenses, and to make To Do lists to plan out my days. I also use spreadsheets to manage my money and set my financial goals.

From here, I start my measuring and counting, better known in construction as doing a "take off". I use a measuring wheel. I never use a tape measure any more. Tapes are too slow and usually only measure up to thirty-five feet. The measuring wheel can measure to one thousand feet and it costs the same as a big tape measure. Measuring wheels are usually made by the same companies that make tape measure, like Lufkin or Stanley, and they dont break as often as tape measures. Once you use a measuring wheel, you probably wont go back to a tape measure. I used to use the infra-red measuring device but I find them way too inaccurate. Usually, I measure before I start counting things like windows. Once I begin to count windows and molding, I make note of anything that will add or take away time, which means adding to the cost or lessening the cost. When I count windows, I make three columns, one for windows that are located below eight feet, one column for windows below fifteen feet, and one for windows twenty feet and above. This also applies to molding or anything else heights above eight feet, like dormers, ceiling medallions or whatever.

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I never guestimate a job. After measuring and counting I take my numbers and go to my office and prepare my estimate. If you do a search in Ezines, you will find other articles by me describing how I use the Excel Spread Sheet to total up and multiply high time factors to those elements of the job that are over eight foot high. Why? It takes you a lot more time to paint a window at twenty feet that it does at eight feet of height. After I total everything using the formulas built into the spreadsheet, I go to my estimating software and prepare the estimate. I itemize everything, I never do an estimate that says $2000 (or whatever amount it is), for painting the interior. I itemize everything, and its easier because that is how I count things. Also, because if I count 16 shutters and when I am painting them I count 20, I tell the customer that I only charged for 16, and they can see it in black and white, so they have to pay extra for the extra shutters, this way I dont get cheated. Anyway the subject of itemizing your estimate is a whole new article.

I never guestimate a job. After measuring and counting I take my numbers and go to my office and prepare my estimate. If you do a search in Ezines, you will find other articles by me describing how I use the Excel Spread Sheet to total up and multiply high time factors to those elements of the job that are over eight foot high. Why? It takes you a lot more time to paint a window at twenty feet that it does at eight feet of height. After I total everything using the formulas built into the spreadsheet, I go to my estimating software and prepare the estimate. I itemize everything, I never do an estimate that says $2000 (or whatever amount it is), for painting the interior. I itemize everything, and its easier because that is how I count things. Also, because if I count 16 shutters and when I am painting them I count 20, I tell the customer that I only charged for 16, and they can see it in black and white, so they have to pay extra for the extra shutters, this way I dont get cheated. Anyway the subject of itemizing your estimate is a whole new article.

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