By . Tracking Spreadsheet. At Saturday, May 01st 2021, 17:07:30 PM.
A New York investment banker is a bit more cautious about sharing his spreadsheets these days. Using a detailed spreadsheet to keep track of his dating prospects hed met on Match.com, he forwarded it to one of his prospects, a woman who forwarded it on to her friends and co-workers for some Monday morning entertainment. Now his spreadsheet has gone viral. While he is catching some heat despite his claims it was an honest attempt to stay organized, using a spreadsheet to keep track of dating prospects isnt a bad idea, especially when it comes to STDs. If you are sexually active with multiple partners, knowing their sexual histories is crucial to protecting your sexual health. A spreadsheet is an excellent tool to help you keep track of multiple partners, their behaviors and conversations.
Are you someone who needs to make a debt reduction spreadsheet? If you are, the following situation might sound familiar to you. You started charging things on credit cards, and it was no problem paying it back. Possibly you were charging things that you really needed, or maybe the charges were things that you were simply buying for fun. The main thing is, you had it under control, you were making your payments on time, possibly even paying down your balances. Then, it started getting out of control. Possibly this started happening little by little. A late payment here and there. Interest rates rise, minimum payments go up. Or maybe something big happened. Your car broke down or you got sick. Whatever the circumstances, the result was the same. You have now officially lost control of your debt management, and you are searching for ways to get that control back. Its a horrible feeling, being in debt over your head, and it weighs on you and gnaws at you day and night, making it difficult to laugh, relax, or even sleep. In fact, it may have gotten so bad that youve stopped even opening the bills when they come, or even if you open them to see the minimum payment amounts, you have stopped keeping track of how much you actually owe! That path is the opposite of the one you want to be on! It will lead nowhere but further financial ruin. If you want to gain control of your debt load and start actually sleeping at night and enjoying life again, you need to sit down with all of your bills and make a debt reduction spreadsheet.
When knowing your goals you need to know them in clear specific terms. This means knowing exact amounts, colors, makes and models, etc of the goals you are striving for. Know them to the penny or they will be more difficult to achieve. It is a lot easier to find my friends house with a map if I know the actual address of the house and now just a street, city or state. The more specific the more easily I can get to that final destination. Break your goals into small bite size pieces Once you have a clear understanding of exactly what your goals are, the size and difficulty of them can become overwhelming. How will I ever make $10,000 in a month when I have never made more than $4000 in any one month in my life? How can I afford that $60,000 car when I can barely pay the payments on my piece of junk car I have now?