By . Tracking Spreadsheet. At Tuesday, May 04th 2021, 10:14:33 AM.
The key to keep the overwhelm from taking over is to break your goals into smaller and more manageable chunks. You do not need to make the $10,000 this month, you just need to make $4001 this month. I am pretty sure you can find something you can do over the next month to make $1 extra. Once you have done that then aim for $10 more, or $100 more a month. You take these large goals an break them into smaller manageable chunks, and let the small chunks build on each other until the big goal is achieved. Do something every day to move towards your goals Once you have the goals broken down into small more manageable chunks focus on one thing you can do each day to move yourself towards those goals. It does not have to be a giant step, it can be a simple small step. It doesnt have to be finding a second job, it could be finding a good newspaper with good job listings. Then the next day could be looking through it. The third day making some calls, etc.
Our first step is to capture non-quantitative data in the spreadsheet, so we reserve a worksheet for that. This is used for location and condition information such as address, zoning category, residential vs. commercial, neighborhood, occupancy in the building and surrounding area, school district, etc. This will all be useful for financing and insurance purposes, as well as keeping track of a number of properties if you have a large real estate portfolio or a property management company. You might want to put it into a standard database format in case you want to save and analyze the information later. We want to look at costs, so we reserve a tab in the real estate spreadsheet for that. Here, you have a decision. You can either make a large list of standard rehabilitation and operating costs or a smaller list of costs specific to this property. The first option allows you to use the Excel spreadsheet for other properties which are probably not the same. The second option keeps things small and tidy and might work if this is a once-off investment. Either way, you will want to include all of the costs in a timeline schedule by week or month. This would include the re-roofing, paint, plumbing, electrics, landscaping, electricity if you are responsible for it, insurance, etc. The financing costs are likely to be the most complex because you need to estimate not only the interest rates of the loan or loans you get, but the principle amortization, mortgage insurance, etc. This can be complex from a calculations standpoint. How granular you get with costs is up to you.
Only with STD testing will you know your status for sure. Many sexually active people are reluctant to get STD testing because they dont have a primary doctor, dont want to experience an embarrassing doctors office visit or they dont want to submit STD testing to their health insurance company. With confidential online STD testing you can avoid an embarrassing visit to your familys doctors office. Anonymous STD testing insures your test results are only shared with you and not your insurance company. With same day anonymous STD testing your test results are available within 24 to 72 hours so you have your test results quickly and can get the treatment you need as soon as possible. If left untreated, STDs like chlamydia and gonorrhea can cause infertility; HPV can cause anal and cervical cancers and advanced syphilis can cause damage to the brain, heart and other organs. In the case of genital herpes and HIV/AIDS there still is no cure. Medicine can only treat outbreaks and symptoms. Keeping a spreadsheet of your prospects and their STD status may seem extreme, but it could save your life. The more you know about your partners sexual health, the more you can protect your own. Using condoms and getting STD testing done regularly are the best ways to protect your sexual health besides abstinence. Dont wait. Get tested.