By . Tracking Spreadsheet. At Tuesday, May 04th 2021, 12:47:11 PM.
Many people would love to simplify their budgeting process. However, since many cannot use the Excel worksheet, there has been a desire to have an easily available and user friendly budgeting spreadsheet that would enable you budget with ease. Many versions of these spreadsheets are available and can easily be used with Microsoft Office such as Excel hence making it easy for many people. Whether you are a starter or an experienced user, you can always use a free version of personal budget spreadsheet template. Although you may prefer some other versions such as quicken at later stage, you will probably love coming back o use the template from time to time. The budgeting spreadsheet would go a long way in ensuring that you manage your finances pretty well and ensure that everything is working as per your requirement.
You do not have to do it all in one shot. You just have to take action every day to move in the right direction. It does not matter how small the action may be, what does matter is that you took action at all. Momentum builds on itself and soon you will find yourself cruising towards your goals. Reward yourself for small medium and large successes The final key to creating your goals spreadsheet is to make sure you are rewarding yourself every step along the way. If you have a small goal of getting to $4001 in a month, then you better give yourself a reward the moment you make that 4001st dollar. You have to get into a habit of giving yourself rewards no matter how big or small the accomplishments. By celebrating the small goals you are preparing yourself for receiving the large goals. The rewards do not have to be huge, go buy that ice cream cone you want for getting that small goal. Treat yourself to dinner when you hit those medium goals. Treat yourself to a nice vacation when you hit the large goals. Always reward and always celebrate.
If you know whether or not a person has an STD before you have sex with them, you can make a better decision about whether or not you still want have sex with them and about using condoms. Having unprotected sex increases your risk of contracting STDs like chlamydia, genital herpes, gonorrhea, HIV/AIDS, HPV (Human Papilloma Virus) and syphilis. Aside from abstinence, using condoms consistently and correctly is the best way to avoid contracting an STD. Condoms should hug the penis to avoid slippage during sexual intercourse and you should avoid using condoms that are ripped or torn. Avoid using oil-based lubricants like lotion or petroleum jelly that deteriorate latex, rending a condom useless. The trouble with having multiple sexual partners is that many STDs are asymptomatic, meaning they show no signs or symptoms. So you or your partner could have an STD and not even know it. This is why STDs are spread so easily and why STD testing is so important.