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Published at Sunday, April 18th 2021, 13:25:12 PM by Sally Dotson. Budget Spreadsheet. Key elements in household budgeting & the consumers responsibility! Element one - Your budget spreadsheet or home budget software should have a user-friendly interface. It should be flexibly and easy to understand in its operation. You should not need a degree in programming in order to use or understand it. Likewise, its working environment should be designed with you, the consumer in mind. You should not have to struggle to navigate from one section of your home budget to another. The screens layout should be easy to understand. Some programmers believe that more is better; and so to that end they have fatten up ever screen with excessive graphics and/or text that contains little or no useful information. Your home budget software will become an integrate part of the lives of your family. The using of it should not stress you out! If you want stress... have children!


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Published at Saturday, May 01st 2021, 11:23:13 AM. Tracking Spreadsheet By Marcia Hines. Only with STD testing will you know your status for sure. Many sexually active people are reluctant to get STD testing because they dont have a primary doctor, dont want to experience an embarrassing doctors office visit or they dont want to submit STD testing to their health insurance company. With confidential online STD testing you can avoid an embarrassing visit to your familys doctors office. Anonymous STD testing insures your test results are only shared with you and not your insurance company. With same day anonymous STD testing your test results are available within 24 to 72 hours so you have your test results quickly and can get the treatment you need as soon as possible. If left untreated, STDs like chlamydia and gonorrhea can cause infertility; HPV can cause anal and cervical cancers and advanced syphilis can cause damage to the brain, heart and other organs. In the case of genital herpes and HIV/AIDS there still is no cure. Medicine can only treat outbreaks and symptoms. Keeping a spreadsheet of your prospects and their STD status may seem extreme, but it could save your life. The more you know about your partners sexual health, the more you can protect your own. Using condoms and getting STD testing done regularly are the best ways to protect your sexual health besides abstinence. Dont wait. Get tested.


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Published at Saturday, May 01st 2021, 10:25:54 AM. Tracking Spreadsheet By Lorena Watson. As a full-time day trader now for nearly six years, I know what a roller-coaster life can be when first entering the market arena. I also know how much easier your trading life can be with the proper tools, tactics and mindset. While all three are extremely important to your overall success as a trader, this article delves into the often neglected record-keeping aspect of your trading business. Why? Again, because it is very often neglected, especially by newer traders who are unaware of the challenges that theyre up against in this business endeavor known as trading - an endeavor that is well known to have a 90% failure rate amongst retail traders. Personally, my early days were akin to navigating a jungle full of killer predators, without a local guide to keep me from harms way. An old trading partner of mine summed it up best when he said, "The Market will eat you up and spit you out and cuddle you back into her arms every day. And when you get fed up she will outsmart you, entice you and bring you back all over again." As a novice trader trying to take his pittance from the Wall Street jungle, I found that to be the truth!



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Published at Saturday, May 01st 2021, 09:14:42 AM. Tracking Spreadsheet By Latasha Herring. Like a spreadsheet, users can examine data in numerous ways. However, theres no need for complicated formulas and no need to examine row after row of data and figures. Instead, business intelligence platform users simply drag and drop data and view it visually. Data visualization tools display results in numerous ways such as traditional charts and graphs as well as highly visual gauges, maps, meters, and more. Data can be drilled down in an instant, allowing users to hone into relevant data based on their interests or job roles. BI tools and dashboards can be set to monitor key performance indicators for real-time insights. In addition, ad hoc reporting makes it easy for users to create custom reports detailing whatever data they need to analyze on the fly. If youve ever tried to create custom ad hoc reports with Excel, you know how cumbersome and time-consuming it is - and thats after youve imported the latest data into the spreadsheet.


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Published at Saturday, May 01st 2021, 08:09:13 AM. Tracking Spreadsheet By Letha Mcbride. Since this is a residential rental apartment building it makes sense to include rental income in your real estate spreadsheet. Thats obvious. What isnt so obvious are things like interest on tenant deposits, subsidies, tax refunds, etc. When youre building the spreadsheet you need to estimate when those revenues will arrive, and that relates to the number of tenants, the rental rates you charge, how long the lease term is for each tenant, etc. You also need to assume some late payments, evictions, and vacant units. If you havent invested in the area before this can be a challenge. You can gather data on that by speaking with local real estate agents, lenders, and tax agencies, or subscribe to an industry database that covers the local area. In most locations you also need to consider taxes. Are these charged up-front? As part of the mortgage loan payments? How frequent are they? When do they actually need to be paid? Are there any accounting costs? Can you use any tax credits or breaks? How do you calculate depreciation if that is a tax deduction? Taxes can be quite complex and you need them in your calculations or your investment value estimates will be incorrect.


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Published at Saturday, May 01st 2021, 07:00:18 AM. Tracking Spreadsheet By Freda Hernandez. Since this is a residential rental apartment building it makes sense to include rental income in your real estate spreadsheet. Thats obvious. What isnt so obvious are things like interest on tenant deposits, subsidies, tax refunds, etc. When youre building the spreadsheet you need to estimate when those revenues will arrive, and that relates to the number of tenants, the rental rates you charge, how long the lease term is for each tenant, etc. You also need to assume some late payments, evictions, and vacant units. If you havent invested in the area before this can be a challenge. You can gather data on that by speaking with local real estate agents, lenders, and tax agencies, or subscribe to an industry database that covers the local area. In most locations you also need to consider taxes. Are these charged up-front? As part of the mortgage loan payments? How frequent are they? When do they actually need to be paid? Are there any accounting costs? Can you use any tax credits or breaks? How do you calculate depreciation if that is a tax deduction? Taxes can be quite complex and you need them in your calculations or your investment value estimates will be incorrect.



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Published at Saturday, May 01st 2021, 06:00:49 AM. Tracking Spreadsheet By Autumn Clark. If you know whether or not a person has an STD before you have sex with them, you can make a better decision about whether or not you still want have sex with them and about using condoms. Having unprotected sex increases your risk of contracting STDs like chlamydia, genital herpes, gonorrhea, HIV/AIDS, HPV (Human Papilloma Virus) and syphilis. Aside from abstinence, using condoms consistently and correctly is the best way to avoid contracting an STD. Condoms should hug the penis to avoid slippage during sexual intercourse and you should avoid using condoms that are ripped or torn. Avoid using oil-based lubricants like lotion or petroleum jelly that deteriorate latex, rending a condom useless. The trouble with having multiple sexual partners is that many STDs are asymptomatic, meaning they show no signs or symptoms. So you or your partner could have an STD and not even know it. This is why STDs are spread so easily and why STD testing is so important.


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Published at Saturday, May 01st 2021, 05:02:15 AM. Tracking Spreadsheet By Darla White. Spreadsheets are the king of project management support tools because they are the most convenient tool to use and the most frequently used tool. How do they compare to project management software? What are the benefits of each and when should you make the switch to project management software? While only you can make the determination as to when you should make the switch, this article will walk through the benefits of each and provide some guidelines. Depending on which research you rely on, the market for project management software is between $1.5 billion and $3.5 billion. That is for software that is specifically designed to support project management. Most organizations that have made significant efforts towards effective project management have recognized that it is very difficult to manage a greater number of projects and people, or a larger project, without the support of technology.



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