Published at Sunday, May 23rd 2021, 04:42:40 AM by Sandy Wade. Bill Spreadsheet. Example: If you go to Sears and buy pants and then you go to Kohls and buy a shirt the initial category is Clothing, not a category for Sears and on for Kohls. The object of categories is for you to learn exactly what you are spending your money on each month. The categories are not meant to see exactly where you spent the money. You need to know "what" you spent the money on not "where." I hope this is starting to make sense; you cant really get into budget mode until you know how much you are currently spending in any one category by calculating your monthly bills. You cant get to placing items that you buy into categories until you list them - that is you write them down! How many times did you go to lunch this week? How much did you spend on lunches? What about insurance costs, if you wrote down all of the insurance, home, car, boat, motorcycle, RV, life, AFLAC, etc how much does all of that cost? Can you get a better deal on insurance? Lets face it; you are going to buy things each and every month. There is no way around it. Throughout your life there may be times where the monthly bills get out of control. Your goal is gain back control. There is an easy way to start... create a spreadsheet, list all of your monthly bills, categorize each bill and then let the spreadsheet do the bill calculations.
Published at Thursday, March 25th 2021, 10:28:29 AM by Karen Spencer. Budget Spreadsheet. Include Groceries on Your Monthly Budget Spreadsheet Groceries should also be included on the monthly budget spreadsheet. Depending on where you live and how well you shop--using coupons and buying larger packages of paper products and non-perishables--you could easily spend $80 a week in groceries just for one person (and thats not eating steak every night or eating out). By the way, avoid eating out, if at all possible, and settle for a hearty meal at home. Find Good Insurance The insurance industry has grown tremendously and so has the cost--car insurance, health insurance, and renters insurance, to name a few. Your best bet in finding good rates rests on your history and good research. For example, if youve been ticketed for reckless operation recently, your rates could be double the normal amount. As far as health insurance, some companies are offering more than one type of plan--choose the more affordable one based on your current circumstances and you can keep some of your hard-earned money where it belongs--in your pocket or in the bank. The last type of insurance mentioned is renters insurance. Although it isnt necessarily required, it could save a bundle in the long run if something catastrophic happens. Thats right--insurance premiums should be included on the monthly budget spreadsheet as well.
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Published at Monday, June 07th 2021, 10:18:54 AM. Form Spreadsheet By Leanna Everett. Starting a small business out of your home, offering products or services like business consulting, photography, selling on the web or a MLM? You are now faced with tracking all your expenses and revenues for your business and you certainly dont have the money yet to engage a bookkeeper or accountant. If your business is a sole proprietorship, whether it be a Canadian Proprietorship or a US-based Proprietorship, you do not require an accountant to submit your company financials (books) to the IRS (USA) or Revenue Canada). Your business revenue and losses are reported as part of your annual personal income tax. For this small business start-up, you wont need to buy fancy accounting software, like Quick Books or AccPac to track your business.
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