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Published at Sunday, May 23rd 2021, 03:16:53 AM. Bill Spreadsheet By Lorena Watson. Before you can budget you need to gather a list of all of your monthly bills properly record them and then add them up. Before you create a budget get control of what that budget should be. Online banking has helped tremendously with this step. If you have a home accounting program like Quicken or Peachtree you can download your banking data right into those programs. They will even guess what category you assign each bill to. The good news about software programs is that they work. The bad news is that they break, they cost money, you have to learn how to use them, and then they require you to upgrade to stay current. But again... they work.
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Published at Sunday, May 23rd 2021, 00:22:54 AM. Bill Spreadsheet By Rene Paul. Need more definition - what does under control mean? What is our ultimate goal? Our preliminary goals for all of this organization are: A) Monthly bills are paid on time B) Monthly bills will come in under budget C) Money will be left over each month for lifes unexpected emergencies D) Money is moved into saving each month Our ultimate goal is to have money left over each month after moving money into savings for our own discretionary spending i.e.: "Im buying it because I want it." We want the freedom to purchase! But first... Monthly bill paying is such a chore. Mainly because it is typically disorganized and when you do pay the bills there is never enough money left.
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